Terms and Conditions
Using This Website
This website belongs to Life Insurance Allen TX, a small life insurance office serving clients in Allen, Texas and the surrounding area. By reading or browsing these pages, you agree to the terms set out here. If you do not agree, please stop using the site.
We may update these terms from time to time. The version posted on this page is the one that applies.
General Information, Not Advice
The pages on term life, whole life, universal life, final expense, mortgage protection and retirement income planning describe how these products generally work. They are written to help you prepare good questions. They are not personal financial, tax or legal advice, and they do not account for your health, income, family or goals.
Before you make a decision about coverage, talk it through with us by phone and, where it makes sense, with your own tax or legal professional.
No Offer of Coverage
Nothing on this site is an offer to sell a policy or a promise that coverage will be issued. Premiums, eligibility and policy terms are set by the insurance company that reviews your application, usually after underwriting questions and sometimes a medical exam. A policy only takes effect once it is approved and its conditions are met, and its written contract controls over anything said on this website.
How to Reach Us
The phone is the only way to contact us through this site. You can reach us at (972) 635-8229. Anything you choose to share on a call is used to answer your questions and, if you ask, to prepare a quote. Please do not rely on the website alone for time-sensitive decisions about an existing policy; call us so the same person can look at your situation with you.
Accuracy and Availability
We take care to keep the information current and correct, but products and rules change, and some details may be out of date or incomplete. The site is provided as it is, and we may change, pause or remove any part of it without notice.
Ownership of Content
The text and layout of this website belong to Life Insurance Allen TX. You are welcome to read, print or share pages for your own personal use. Copying the content for commercial purposes requires our permission.
Limits on Responsibility
To the extent the law allows, we are not responsible for losses that come from relying on general website content instead of speaking with us about your own circumstances. These terms are governed by the laws of the State of Texas.